Citations refer to the original publication, not to a Scieee localized version.
Engelmann, B., & Ha, P. (2020). A Raroc valuation scheme for loans and its application in loan origination. Risks, 8(2), 1–20. https://doi.org/10.3390/risks8020063
Engelmann, Bernd, and Pham Ha. “A Raroc valuation scheme for loans and its application in loan origination.” Risks, vol. 8, no. 2, 2020, pp. 1–20. https://doi.org/10.3390/risks8020063.
Engelmann, Bernd, and Pham Ha. “A Raroc valuation scheme for loans and its application in loan origination.” Risks 8, no. 2 (2020): 1–20. https://doi.org/10.3390/risks8020063.
Engelmann, B. and Ha, P. (2020) ‘A Raroc valuation scheme for loans and its application in loan origination’, Risks, 8(2), pp. 1–20. Available at: https://doi.org/10.3390/risks8020063.
B. Engelmann and P. Ha, “A Raroc valuation scheme for loans and its application in loan origination,” Risks, vol. 8, no. 2, pp. 1–20, 2020, doi: 10.3390/risks8020063.
@article{engelmann2020raroc,
author = {Engelmann, Bernd and Ha, Pham},
title = {A Raroc valuation scheme for loans and its application in loan origination},
journal = {Risks},
year = {2020},
volume = {8},
number = {2},
pages = {1--20},
publisher = {Basel: MDPI,Basel: MDPI},
doi = {10.3390/risks8020063},
url = {https://doi.org/10.3390/risks8020063}
}