Jou nal o Resea ch and De elopmen
Pee Re iewed In e na ional, Open Access Jou nal.
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An Analy ical S udy o Women En ep eneu s in Small Scale and Mic o Sec o
in Ahmednaga Dis ic
D . M s. Kanawade P a ibha Vijay1, Dhanwa e Shama P adip2
1Vice-P incipal and Head, Depa men o Comme ce , A s, Science and Comme ce College, Kolha .
2Resea ch Scola , Padmash i Vikhe Pa il College o A s, Science and Comme ce, P a a anaga .
Sa i ibai Phule Pune Uni e si y, Pune
Email ID- k p a ib[email p o ec ed]
Manusc ip ID:
JRD -2025(I)-170910
ISSN: 2230-9578
Volume 17
Issue 9(I)|
Pp. 43-47
Sep . 2025
Submi ed: 9 Aug. 2025
Re ised: 20 Aug. 2025
Accep ed: 20 Sep . 2025
Published: 30 Sep . 2025
Abs ac :
Women play an impo an ole in business oday. In Ahmednaga Dis ic , many women a e
wo king as en ep eneu s in he small scale and mic o sec o . They a e in ol ed in ac i i ies like ood
making, ailo ing, handic a s, a ming- ela ed business, and small shops. These businesses gi e suppo o
hei amilies and also help he local economy. Women en ep eneu s a e slowly changing hei posi ion in
socie y. By unning small businesses, hey ea n money, gain con idence, and ake pa in amily and
communi y decisions. They also c ea e small jobs o o he s. Suppo om sel -help g oups, mic o inance,
and go e nmen schemes ha e encou aged mo e women o s a small en e p ises. A he same ime,
women en ep eneu s also ace many p oblems. They ha e less access o money, lack mode n aining, and
ind i di icul o sell hei p oduc s in bigge ma ke s. Social ba ie s also limi hei g ow h. E en wi h
hese challenges, women in Ahmednaga Dis ic con inue o con ibu e o economic and social
de elopmen . Thei wo k shows ha women’s en ep eneu ship is impo an o g ow h, equali y, and
p og ess in socie y.
Keywo ds: Women en ep eneu s, Small scale, Mic o sec o , De elopmen , businesses p oblems,
oppo uni ies e c.
In oduc ion:
En ep eneu ship is an impo an pa o economic g ow h. I c ea es new ideas, new
jobs, and mo e income. In India, women a e also becoming ac i e in business. They a e s a ing
small and mic o en e p ises in bo h u al and u ban a eas. These businesses help hem o suppo
hei amilies and imp o e hei li ing s anda ds. In Ahmednaga Dis ic , women en ep eneu s
a e ound in many ields. They wo k in ood p ocessing, ailo ing, handic a s, e ail ade, and
ag o-based ac i i ies. Mos o hese businesses a e small in size, bu hey play a big ole in he
local economy. Women en ep eneu s also b ing social change. They become mo e con iden ,
independen , and espec ed in socie y. The small scale and mic o sec o is e y impo an
because i equi es less in es men and p o ides quick employmen . I also gi es oppo uni ies
o women who may no ha e high educa ion o big esou ces. Go e nmen p og ams, sel -help
g oups, and mic o inance ha e also helped women o s ep in o business. S ill, women
en ep eneu s in Ahmednaga Dis ic ace many challenges. They do no ge enough inancial
suppo , hey lack mode n aining, and hey ha e p oblems in ma ke ing hei p oduc s. Social
adi ions some imes c ea e ba ie s o hem. E en wi h hese di icul ies, women en ep eneu s
con inue o g ow and con ibu e.
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Add ess o co espondence:
D . M s. Kanawade P a ibha Vijay, Vice-P incipal and Head, Depa men o Comme ce , A s,
Science and Comme ce College, Kolha .
How o ci e his a icle:
Kanawade P. V, Dhanwa e S.P. (2025). An Analy ical S udy o Women En ep eneu s in Small
Scale and Mic o Sec o in Ahmednaga Dis ic . Jou nal o Resea ch & De elopmen ,
17(9(I)),43-47
O iginal A icle
Jou nal o Resea ch and De elopmen
Pee Re iewed In e na ional, Open Access Jou nal.
ISSN : 2230-9578 | Websi e: h ps://j d b.o g Volume-17, Issue-9(I) | Sep . - 2025
44
Thei e o s show ha women a e no only home-make s bu also job c ea o s and na ion builde s. The s udy
o women en ep eneu s in Ahmednaga Dis ic is impo an o unde s and hei ole, p oblems, and po en ial o u u e
de elopmen .
Objec i es o he s udy:
1. To s udy he ole o women en ep eneu s in he small scale and mic o sec o in Ahmednaga Dis ic .
2. To unde s and he majo p oblems aced by women en ep eneu s in his sec o .
Hypo hesis o he s udy:
1. Women en ep eneu s in he small scale and mic o sec o make a signi ican con ibu ion o amily income and local
de elopmen .
2. Lack o inance and ma ke ing oppo uni ies a e he main challenges o women en ep eneu s in Ahmednaga
Dis ic .
Resea ch Me hodology: In his s udy, he desc ip i e and analy ical me hod has been used. The desc ip i e me hod is
used o explain he p esen si ua ion o women en ep eneu s in he small scale and mic o sec o . The analy ical me hod
is used o examine he seconda y da a, compa e di e en sou ces, and in e p e he ole and challenges o women
en ep eneu s in Ahmednaga Dis ic .
Da a Collec ion: The p esen s udy is comple ely based on seconda y da a. In o ma ion has been collec ed om
go e nmen epo s, publica ions and eco ds ela ed o small scale and mic o en e p ises. Da a om he Dis ic
Indus ies Cen e (DIC), Ahmednaga and he Economic Su ey o Maha ash a has been used. Census epo s,
esea ch a icles, jou nals and books on women en ep eneu ship ha e also p o ided use ul in o ma ion.
Re iew o Li e a u e: Many s udies ha e been ca ied ou in India and ab oad on women en ep eneu s and hei ole
in small scale and mic o en e p ises. Some o hem a e as ollows:
1) Sha ma R.K. (2013), in his book Women En ep eneu ship in India explained ha women en ep eneu s play a
i al ole in economic g ow h, especially in he small and mic o sec o . He men ioned ha lack o inance and poo
ma ke ing acili ies a e he wo main ba ie s o u al women en ep eneu s.
2) Meena Deshpande (2016), in he s udy A S udy o Women En ep eneu s in Maha ash a highligh ed ha women
a e mos ly in ol ed in ailo ing, ood p ocessing, and handic a uni s. She obse ed ha hough go e nmen
suppo schemes a e a ailable, awa eness among u al women is s ill e y low.
3) Sangee a Pa il (2017), in his hesis P oblems and P ospec s o Women En ep eneu s in Ahmednaga Dis ic
analyzed he socio-economic backg ound o women en ep eneu s. She ound ha mos women s a small
businesses ou o economic necessi y and amily encou agemen is e y impo an o hei success.
4) Joshi Ani a (2018), in his book Mic o inance and Women Empowe men s udied he ole o sel -help g oups and
mic o inance in p omo ing women en ep eneu s. She concluded ha collec i e sa ings and small loans gi e
women sel -con idence and inancial independence.
5) Kadam Suni a (2020), in his Ph.D. hesis En ep eneu ship De elopmen among Women in Ru al Maha ash a
emphasized ha women-owned small and mic o en e p ises gene a e employmen and income. Howe e , she
poin ed ou ha women s ill ace a lack o p o essional aining and limi ed ma ke access.
6) Kau Ha p ee and Singh Rajesh (2021), in hei esea ch a icle Women En ep eneu s in he MSME Sec o o
India s udied seconda y da a om di e en s a es. They concluded ha women’s pa icipa ion in he MSME sec o
is inc easing, bu inancial li e acy, ins i u ional suppo , and ma ke linkages mus be s eng hened.
F om hese s udies, i becomes clea ha women en ep eneu s con ibu e o amily wel a e, income gene a ion,
and local de elopmen . A he same ime, hey con inue o ace common challenges like inance, aining, and
ma ke ing. The e iew also shows ha e y limi ed esea ch has been ca ied ou speci ically in Ahmednaga
Dis ic , which makes he p esen s udy impo an .
Role o women en ep eneu s in he small scale and mic o sec o in Ahmednaga Dis ic :
En ep eneu ship is an engine o g ow h and women en ep eneu s a e becoming an impo an pa o his
p ocess. In Ahmednaga Dis ic , women a e ac i ely engaged in he small scale and mic o sec o . These sec o s a e
sui able o women because hey equi e small in es men , simple echnology, and can o en be managed om home o
wi hin he local communi y. Thei ole is no only economic bu also social, as hey con ibu e o amily wel a e,
educa ion o child en, and upli men o socie y.
Jou nal o Resea ch and De elopmen
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1. Income Gene a ion: Women en ep eneu s add s eady income o he household. In amilies whe e ag icul u e is
seasonal, small en e p ises p o ide yea - ound inancial suppo . This income imp o es nu i ion, heal hca e, and
educa ion in he amily.
2. Employmen C ea ion: Many women’s en e p ises employ o he women, neighbo s, o amily membe s. Fo
example, ailo ing uni s, ood p ocessing g oups, and handic a businesses gene a e small bu signi ican local
employmen , educing dependency on ou side jobs.
3. U iliza ion o Local Skills and Resou ces: Women o en use hei adi ional skills such as s i ching, pickling,
papad-making, o emb oide y o c ea e business oppo uni ies. This no only p ese es cul u al p ac ices bu also
u ns household ac i i ies in o income-gene a ing en u es.
4. S eng hening o Ru al Economy: In Ahmednaga , ag o-based small indus ies like dai y, ood p ocessing, and
small shops linked o ag icul u e a e common. These women-led en e p ises suppo a me s, p omo e local ade,
and educe economic leakages om illages o ci ies.
5. Social Empowe men and Con idence: By ea ning independen ly, women gain espec in hei amilies and
communi ies. Thei decision-making ole inc eases, and hey become mo e con iden in dealing wi h banks,
ins i u ions, and ma ke s. This empowe men has long- e m social e ec s.
6. Imp o emen in Li ing S anda ds: Addi ional income om small en e p ises is o en spen on child en’s
educa ion, be e ood, housing imp o emen s, and heal hca e. This di ec ly aises he s anda d o li ing and
c ea es a be e u u e o he nex gene a ion.
7. Con ibu ion o Local Ma ke s: Women en ep eneu s con ibu e o local economic ac i i y by supplying goods
and se ices. Thei businesses whe he a small shop, ailo ing se ice, o ood p oduc mee local demand and
c ea e di e si y in he ma ke .
8. Inspi a ion o O he Women: Women en ep eneu s ac as ole models. Thei isible success inspi es o he
women o b eak social ba ie s and s a small businesses. This c ea es a cycle o empowe men and con ibu es o
wide pa icipa ion o women in he economy.
The ole o women en ep eneu s in he small scale and mic o sec o o Ahmednaga Dis ic is bo h economic and
social. They no only gene a e income and employmen bu also imp o e he li ing s anda ds o hei amilies and
communi ies. Thei e o s s eng hen he u al economy, p ese e local skills, and educe mig a ion. A he same
ime, hei en ep eneu ship p omo es con idence, independence, and empowe men among women.
P oblems aced by women en ep eneu s in he small scale and mic o sec o : E en hough women en ep eneu s
con ibu e signi ican ly o he economy, hey ace many challenges ha es ic he g ow h o hei en e p ises. In
Ahmednaga Dis ic , women wo king in he small scale and mic o sec o o en belong o middle o lowe -income
g oups.
1. Lack o Finance: Women en ep eneu s ace di icul ies in ge ing loans om banks and inancial ins i u ions.
Many do no ha e p ope y o asse s o o e as colla e al. This o ces hem o depend on amily membe s, local
moneylende s, o small SHG loans, which limi s he scale o hei businesses.
2. Ma ke ing Di icul ies: Mos women en ep eneu s sell hei p oduc s in local ma ke s only. They lack access o
wide ma ke s, mode n ad e ising, and online pla o ms. As a esul , hei businesses emain small and p o i s a e
low.
3. Low Awa eness o Go e nmen Schemes: E en hough many go e nmen p og ams exis o women
en ep eneu s, awa eness among u al women is poo . Complex p ocedu es and pape wo k discou age hem om
aking bene i s o hese schemes.
4. Lack o T aining and Skills: Women en ep eneu s o en do no ha e p o essional aining in business
managemen , ma ke ing, o mode n echnology. They ely mainly on adi ional knowledge, which educes hei
compe i i eness.
5. Family and Social P essu e: In many cases, women ha e o balance household du ies wi h business ac i i ies.
Social adi ions and amily es ic ions also limi hei mobili y, ne wo king, and pa icipa ion in business e en s
o aining p og ams.
6. P oblem o Raw Ma e ials and In as uc u e: Small women- un en e p ises ace p oblems in ge ing aw
ma e ials a easonable p ices. Poo in as uc u e like i egula elec ici y, lack o anspo , and s o age acili ies
adds o hei di icul ies.
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7. Limi ed Access o Technology: Many women en ep eneu s use ou da ed ools and me hods because hey canno
a o d mode n echnology o do no know how o use i . This educes p oduc i i y and quali y.
8. Lack o Con idence and Risk- aking Abili y: Social condi ioning o en makes women less con iden in inancial
dealings o isk- aking. Many hesi a e o expand hei business because o ea o ailu e.
9. Low Ne wo king and Suppo Sys em: Women en ep eneu s o en lack s ong business ne wo ks, ade
associa ions, o men o ing suppo . This isola es hem and limi s oppo uni ies o collabo a ion and g ow h.
These di icul ies no only a ec hei businesses bu also educe hei con ibu ion o he local economy. Social
suppo and encou agemen a e equally impo an so ha women en ep eneu s can wo k wi h con idence and
independence. Sol ing hese p oblems will help women in Ahmednaga Dis ic and o he egions o become
s onge agen s o economic and social de elopmen .
Recommenda ions o Women in Small and Mic o En e p ises: Women en ep eneu s play a i al ole in he
de elopmen o he small scale and mic o sec o . In ecen yea s, mo e women ha e s a ed hei own businesses, bu
hey con inue o ace se e al challenges. Some ecommenda ions o sol e ha p oblem a e as ollows:
Recommenda ions o women en ep eneu :
1. Women en ep eneu s should imp o e hei inancial access by a ailing loans, c edi acili ies, and go e nmen
schemes.
2. They should de elop hei skills and knowledge h ough aining, wo kshops, and lea ning mode n business
echniques.
3. Women should ocus on ma ke ing and ne wo king by using digi al pla o ms and joining en ep eneu
associa ions.
4. They need o balance wo k and amily esponsibili ies h ough p ope planning and delega ion.
5. Le e aging go e nmen schemes, subsidies, and g an s can s eng hen hei business ope a ions.
6. Adop ing mode n echnology, machine y, and digi al ools will imp o e e iciency and each.
7. Building con idence, leade ship, and decision-making abili ies helps women handle business challenges
e ec i ely.
8. Ensu ing sa e y and choosing secu e wo kspaces is essen ial o smoo h business unc ioning.
9. C ea ing sus ainable p ac ices, ocusing on quali y, and planning o long- e m g ow h ensu e business success.
Recommenda ions o go e nmen :
1. The go e nmen should p o ide easy access o loans, subsidies, and inancial schemes o women en ep eneu s.
2. I should o ganize egula aining p og ams, wo kshops, and skill de elopmen ini ia i es o empowe women.
3. The go e nmen mus c ea e awa eness abou exis ing schemes and simpli y applica ion p ocedu es o be e
accessibili y.
4. In as uc u e suppo such as indus ial clus e s, wo kspaces, and anspo acili ies should be de eloped o
women-led en e p ises.
5. Policies p omo ing digi al li e acy, echnology adop ion, and sa e y measu es can s eng hen women’s pa icipa ion
in he small and mic o sec o .
Conclusion:
Women en ep eneu s in he small scale and mic o sec o play an impo an ole in he de elopmen o he
economy. They help in gene a ing income, c ea ing jobs, and suppo ing hei amilies. Howe e , hey ace many
challenges such as lack o inance, di icul y in ma ke ing p oduc s, limi ed access o echnology, social and cul u al
ba ie s, and balancing amily esponsibili ies. To o e come hese p oblems, women should imp o e hei skills
h ough aining and wo kshops, adop mode n ools and echnology, use digi al pla o ms o ma ke ing, and plan hei
business ca e ully. A he same ime, he go e nmen and ins i u ions should p o ide inancial suppo , simpli y loan
p ocedu es, o e aining p og ams, de elop in as uc u e, and c ea e awa eness abou schemes o women
en ep eneu s. Wi h he igh suppo om amily, socie y, and go e nmen , women en ep eneu s can o e come hese
challenges. They can g ow hei businesses, become inancially independen , and con ibu e signi ican ly o he g ow h
o he local and na ional economy. Encou aging women in small and mic o en e p ises is essen ial o inclusi e
de elopmen and a s onge economy.
Jou nal o Resea ch and De elopmen
Pee Re iewed In e na ional, Open Access Jou nal.
ISSN : 2230-9578 | Websi e: h ps://j d b.o g Volume-17, Issue-9(I) | Sep . - 2025
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